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RISK DISCLAIMER

Nothing on this site should be considered investment advice or an offer to buy or sell any security or any other item.  Appropriate investment advice can only be given with a clear understanding of your personal circumstances and risk appetite.  To the maximum extent allowable by law, we disclaim any liability for any loss or harm, monetary or otherwise, that you might suffer based on your use of anything you find on this website.  Everything published here is believed to be accurate, but there could be significant errors.
Also, past performance is no indication or guarantee of future returns.  Historical events or relationships discussed on this site may or may not repeat in the future.  Anything written here that is based on an assumption of market or economic behavior will have limitations and reality will likely be different.  Any forward looking statements are based upon my knowledge, analysis, estimates, and/or beliefs, which could be wrong, inaccurate, or incomplete, and future events or outcomes may not occur or could be significantly different.  Sometimes bad things happen to good people, and we disclaim any responsibility or liability.  For tax advice, visit a tax professional.
We probably have conflicts of interest, too.  We trade, and will probably have positions in some of the instruments we write about in our newsletters.  All opinions and/or position can also change by the time you read about it!  We will try to make appropriate disclosures, but, even if we don’t, we still disclaim all liability, to the full extent allowed by law, for any harm that comes to you based on what we write. 
All that being said, please enjoy!